Is there a Dental Financing Aid that can help me pay for my 3 yr old Dental Surgery?

My 3 year old son had dental surgery. I owe money to the Dental Surgery Center. Is there a program that can help me pay this bill, or financial aid, healthcare financing plan. We are not low income. I have insurance, but unfortunally only covered less than half of the amount owed. Right now I'm on disability and can't afford to pay for this bill. I called the surgery center the payment plan they have is $627.50 a mo. for four months. I still can't affort it. I have good credit and don't want this bill to go to collections. Can someone please help me giving me advise. Thanks,

Is there a Dental Financing Aid that can help me pay for my 3 yr old Dental Surgery?
http://www.capitalonehealthcarefinance.c...
Reply:Call the center and tell them the amount you can afford to pay. After their collection time has passed, in this case 4 months, it will go to "collections" which will really be just a different place collecting the money. Continue to send in the prearranged amount to this new agency. As long as you continue to meet that agreed upon amount each and every month they are not legally able to report this on your credit history, they can only do it if you become delinquent or don't pay it at all. All that about needing large sums of money very quickly aren't exactly accurate. Good luck and make those payments regularly. Trust me, I've done this a multitude of times over the years, we have nine children and NO insurance of any kind.
Reply:True! Just wanted my two points.

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