Why doesn't most health insurance plans or company welfare covers dental surgery costs?

Too expensive. What if you had surgery, then you got an infection, a serious one? The health unsurance plans in America stink royally. We the payers are getting the short end of the stick for the large Insurance bill. Really good insurance comes from your local farm bureau. Check them out!

Why doesn't most health insurance plans or company welfare covers dental surgery costs?
Really? Is that true? My company insurance covers dental surgery.
Reply:I think your referring to implants, or partials, etc, how they pay next to nothing. It is because they view it as cosmetic.
Reply:they use to but now they have cut out a lot of the programs... so now it is harder on those at low income or poverty level...perhaps you might try and see if there is a free clinic there where you live.. if not then you best start saving money for you can get the work you need done...i know they even cut out buying glasses now.. i had to buy my last pair myself...if you are well known where you live you may find a dentist that will let you pay on payments...you can try and call around and see at least.. contact your local welfare office and see if they have any helpful advice for you.....
Reply:My son had oral surgery and the insurance didn't pay... well.. it was ordered by the orthodontist and I think they paid some nominal amount that came to about 10% or even less.


The reason.. simple. Insurance companies are in the business of making money, not paying out money. There are actuaries that work out the statistics and do risk calculations all day long and if something isn't covered, then it's because either too many people require the procedure (volume cost), because the market price for the procedure is too high, because it is elective, and foremost because there is not enough gvmt regulation (thanks to Reagan) and therefore they can get away with it. Health and dental insurance is a for-profit-business, not welfare.
Reply:Dental Surgery is very very cheap in India.There is one company that is very famous in India that arranges all types of surgery for foreigners in India.They are called the Forerunners Healthcare.I read a lot about them in the Newspapers and about their patient stories.I have also read that they arrange financing for american and canadian patients as cosmetic dental surgery is not covered by insurance.They also have photos pasted of their International patients.You can checkout their website.The cost savings are incredible.As a doctor i personally believe that your jaw surgery can be easily handled in India as the quality of healthcare available here is simply best in the world.The surgeons are USA/UK trained and facilities are 5 star.my cousin got it done and she just couldnt stop talking about how wonderful the whole thing went for her.


http://www.forerunnershealthcare.com


hope this helps





best of luck--i am sure the price would be just 15% as that in USA