Financing major dental work?

i am in need of major dental work after scaling surgery. i need several caps replaced due to gum recession. i have dental insurance but after they pay i am still liable for $3000.00 of the bill. they will not start the work unless i have half now and half when its done. i've tried all there financing options and due to poor credit i can not get approved. does anyone know where i can go to get approved for credit to fet this started or any other options i have not though of. i really need to get this done. my surureys last year cose me 5000.00 and i want to save my teeth but i do not have the resorces right now to do it. any advise?? thanks for reading.

Financing major dental work?
well dont know if any one can help. Try some charitable institutes or see if any dental students want patient for exams.
Reply:hmmmm


this is a toughy


i would go to the dentist and ask them if they know of anything that you can do











most the time they have alot of info that they can give you!











hope this helped any





have a nice day ! :0)
Reply:Most dental offices do make payment arrangements through a service such as Care Credit or something else. If your dental office does not offer this then go online and apply to a dental credit company for a line of credit. Carefully read all of the clauses as these companies are notoriously rigid about their terms and penalties.





That having been said, get a second opinion. Always. Any dentists should be more than willing to provide you with copies of your xrays and treatment plan, at no charge, so that you can seek a second opinion. If your dentist is unwilling to do so then I, personally, would not be comfortable remaining in that practice.
Reply:just answered another question with something thatmay be of interest and value to you.


if you have the time and can find a school for dental hygienists in your area you may be able to sign up to be a patient. Everything is done under supervision. The hygienist will fist clean and look at your teeth and then a dentist will do the actual tooth repair work as she allows her dental assistant students to train for their future roles.


I did this years ago when i couldn't afford the work and the only thing is that it does take a lot of time each visit. It would be a few hours each time.


definitely worth it tho if you do have the time.
Reply:find a dentist that will put you on a reasonable payment plan--usually ask for 25%-50% up front
Reply:call 1-800-929-8344 Ref 246314 and all the dentists they refer you to are members of american dental association.


they cover cosmetics and all dental procedures and even if you have pre-existing matters they will help you.ask for free cellphone too.